I would say I have a great FICO score, but I've only had my credit card for 1 year. Applying for loans in the past year has been tough as many lenders basically have just said "your credit history is too short."I get it. I understand that. But all of the knowledge I've found about unsecured loan qualifications mention credit score being a major factor but NOT credit history.Is there a certain amount of time in general when lenders start looking more at the score itself? By the way, we are looking at a $50K-$100K loan, if that matters in regards to credit score vs credit history.Thank you all! see hubwealthy.com/wealthy
0 comments:
Post a Comment