I’m in a rather unique situation. First, I plan to be financially independent before the age of 50. Second, I want to use my time building rental houses mostly with my own labor instead of working at a job I don’t like in order to pay contractors to do the entire job.In this scenario, should I ignore IRAs and ROTH IRAs and instead invest each pay period’s savings in the stock market without a retirement vehicle in order to save up as much as possible as quickly as possible for the house?Just a couple pother considerations: 1. I’m anti-debt. I don’t sleep well owing someone something so this is out of the question. I’ll retire just fine without leverage. 2. I want all my rental property in one place and built to last which is why I’m not looking to buy scattered houses all over the county. 3. Using my time to build my retirement rental house portfolio sounds like something that would work well. The government can’t tax time invested. Only money. So by building a house in a year my income is low (tax savings) even though my net worth goes up significantly. Plus I enjoy building instead of clocking in at my job.Thoughts? see hubwealthy.com/wealthy
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